Every day, millions of people struggle with debt, many of whom have never been taught how to manage money.<\/p>\n
While there is some financial literacy teaching in secondary schools habits are formed much younger according to experts at DebtAware<\/a> \u2013 the education arm of the national charity \u2013 Debt Advice Foundation<\/a>.<\/p>\n With 64% of children under 11 now with a bank account and access to a debit card if they want one and 6 in 10 under 11s with a mobile phone, the need for money skills has never been more important.<\/p>\n