{"id":7645,"date":"2011-06-24T13:54:49","date_gmt":"2011-06-24T13:54:49","guid":{"rendered":"https:\/\/dev.withcreative.co.uk\/lforl\/?page_id=7645"},"modified":"2023-01-09T15:52:20","modified_gmt":"2023-01-09T15:52:20","slug":"landlord-open-banking-and-smart-references","status":"publish","type":"page","link":"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-open-banking-and-smart-references\/","title":{"rendered":"Landlord Open Banking and SMART references"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-lqnqvx-88695b1a3f375cf13511dda9956a0704\">\n.avia-section.av-lqnqvx-88695b1a3f375cf13511dda9956a0704 .av-parallax .av-parallax-inner{\nbackground-repeat:no-repeat;\nbackground-image:url(https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/01\/about-1024x234.jpg);\nbackground-position:50% 50%;\nbackground-attachment:scroll;\n}\n<\/style>\n<div id='av_section_1'  class='avia-section av-lqnqvx-88695b1a3f375cf13511dda9956a0704 main_color avia-section-default avia-no-border-styling  avia-builder-el-0  el_before_av_section  avia-builder-el-first  avia-full-stretch av-parallax-section avia-bg-style-parallax av-minimum-height av-minimum-height-15  container_wrap sidebar_right'  data-section-bg-repeat='stretch' data-av_minimum_height_pc='15'><div class='av-parallax' data-avia-parallax-ratio='0.3' ><div class='av-parallax-inner main_color avia-full-stretch'><\/div><\/div><div class='container av-section-cont-open' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-7645'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column av-l92dyl-255ea70c2f05c09ed8da2ecc7ff4c01b av_one_full  avia-builder-el-1  avia-builder-el-no-sibling  first flex_column_div '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-j70pgd-253ef826e4033a53987c2ad9559e7f37\">\n#top .av-special-heading.av-j70pgd-253ef826e4033a53987c2ad9559e7f37{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-j70pgd-253ef826e4033a53987c2ad9559e7f37 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-j70pgd-253ef826e4033a53987c2ad9559e7f37 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-j70pgd-253ef826e4033a53987c2ad9559e7f37 av-special-heading-h2 blockquote modern-quote  avia-builder-el-2  avia-builder-el-no-sibling '><h2 class='av-special-heading-tag'  itemprop=\"headline\"  >Open Banking and SMART references<\/h2><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-h0r29p-c3aedff36c9acf7f87cb3c71c5967745\">\n.avia-section.av-h0r29p-c3aedff36c9acf7f87cb3c71c5967745{\nbackground-color:#e7e7e7;\nbackground-image:unset;\n}\n<\/style>\n<div id='av_section_2'  class='avia-section av-h0r29p-c3aedff36c9acf7f87cb3c71c5967745 main_color avia-section-default avia-no-border-styling  avia-builder-el-3  el_after_av_section  el_before_av_section  avia-bg-style-scroll container_wrap sidebar_right'  ><div class='container av-section-cont-open' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-7645'><div class='entry-content-wrapper clearfix'>\n<div class='flex_column av-fouqnh-98a7ba6b9f99896e2b4ffd795cb391e4 av_three_fourth  avia-builder-el-4  el_before_av_one_fourth  avia-builder-el-first  first flex_column_div '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8njfmud-1d55c23c070520babfdb106c2fbcb508\">\n#top .av-special-heading.av-l8njfmud-1d55c23c070520babfdb106c2fbcb508{\npadding-bottom:10px;\n}\nbody .av-special-heading.av-l8njfmud-1d55c23c070520babfdb106c2fbcb508 .av-special-heading-tag .heading-char{\nfont-size:25px;\n}\n.av-special-heading.av-l8njfmud-1d55c23c070520babfdb106c2fbcb508 .av-subheading{\nfont-size:15px;\n}\n<\/style>\n<div  class='av-special-heading av-l8njfmud-1d55c23c070520babfdb106c2fbcb508 av-special-heading-h3  avia-builder-el-5  el_before_av_hr  avia-builder-el-first '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >Delivering SMART references, which are fast, accurate and remarkably good value.<\/h3><div class=\"special-heading-border\"><div class=\"special-heading-inner-border\"><\/div><\/div><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-dg2fkt-ca8e4941f8a85247d63426087dadcf57\">\n#top .hr.hr-invisible.av-dg2fkt-ca8e4941f8a85247d63426087dadcf57{\nheight:20px;\n}\n<\/style>\n<div  class='hr av-dg2fkt-ca8e4941f8a85247d63426087dadcf57 hr-invisible  avia-builder-el-6  el_after_av_heading  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-l8njcx2e-913110373e355bd3dd21a079a67f0982\">\n#top .av_textblock_section.av-l8njcx2e-913110373e355bd3dd21a079a67f0982 .avia_textblock{\nfont-size:20px;\n}\n<\/style>\n<section  class='av_textblock_section av-l8njcx2e-913110373e355bd3dd21a079a67f0982'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><p>Need a same day tenant reference? We&#8217;ve taken advantage of Open Banking technology to deliver SMART references, which are fast, accurate and remarkably good value. Submit your application by our 4 p.m. deadline, and we&#8217;ll get it completed that very day.<\/p>\n<\/div><\/section><\/p><\/div><div class='flex_column av-cbjvv1-4b04184bbc7d5ff56359033ce0712741 av_one_fourth  avia-builder-el-8  el_after_av_three_fourth  avia-builder-el-last  flex_column_div '     ><style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-aqn259-6ad34bce9b84cf45f3e675045e051706\">\n.avia-image-container.av-aqn259-6ad34bce9b84cf45f3e675045e051706 img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-aqn259-6ad34bce9b84cf45f3e675045e051706 .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-aqn259-6ad34bce9b84cf45f3e675045e051706 av-styling- avia-align-center  avia-builder-el-9  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-11518 avia-img-lazy-loading-not-11518 avia_image ' src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-300x300.png\" alt='' title='open-banking-green'  height=\"300\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-36x36.png 36w, 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clearfix'>\n<div class='flex_column av-7lhucd-cb1719336d4d6af5c36b1a5098c27d45 av_one_fourth  avia-builder-el-11  el_before_av_three_fourth  avia-builder-el-first  first flex_column_div '     ><p>\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-5q5xjh-75d8f8328b95e789a2fb71fce074acca\">\n.avia-image-container.av-5q5xjh-75d8f8328b95e789a2fb71fce074acca img.avia_image{\nbox-shadow:none;\n}\n.avia-image-container.av-5q5xjh-75d8f8328b95e789a2fb71fce074acca .av-image-caption-overlay-center{\ncolor:#ffffff;\n}\n<\/style>\n<div  class='avia-image-container av-5q5xjh-75d8f8328b95e789a2fb71fce074acca av-styling- avia-align-center  avia-builder-el-12  el_before_av_button_big  avia-builder-el-no-sibling '   itemprop=\"image\" itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><div class=\"avia-image-container-inner\"><div class=\"avia-image-overlay-wrap\"><img decoding=\"async\" class='wp-image-11523 avia-img-lazy-loading-not-11523 avia_image ' src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-300x300.png\" alt='' title='fast-track-green'  height=\"300\" width=\"300\"  itemprop=\"thumbnailUrl\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-180x180.png 180w, 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infinite;\n-moz-animation:av_sonarEffect_av-2uepy5-886b60d74d9d95f928c1c1eee8337a32 1s ease-in-out .1s infinite;\n-o-animation:av_sonarEffect_av-2uepy5-886b60d74d9d95f928c1c1eee8337a32 1s ease-in-out .1s infinite;\nanimation:av_sonarEffect_av-2uepy5-886b60d74d9d95f928c1c1eee8337a32 1s ease-in-out .1s infinite;\n}\n<\/style>\n<a href='https:\/\/dev.withcreative.co.uk\/lforl\/contact-us\/' class='avia-color-theme-color avia-font-color-theme-color avia-sonar-shadow avia-button avia-button-fullwidth av-2uepy5-886b60d74d9d95f928c1c1eee8337a32 avia-icon_select-no avia-color-theme-color' ><span class='avia_iconbox_title' >Enquire here<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-theme-color-highlight'><\/span><\/a><\/div><\/p><\/div><div class='flex_column av-dwmvh-321fc9c798f3e953068ab2bf79b044c8 av_three_fourth  avia-builder-el-14  el_after_av_one_fourth  avia-builder-el-last  flex_column_div '     ><section  class='av_textblock_section av-l8njdrme-0888ae629b7343837d9cdf6b463e9335'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Features<\/h3>\n<p><strong>Real-Time Data \u2013\u00a0<\/strong>\u00a0Using real-time data as well as six unique algorithms provides a true and accurate understanding of an applicant\u2019s income<\/p>\n<p><strong>Direct Bank Data \u2013<\/strong>\u00a0We access raw bank data from the bank, providing a seamless and straightforward onboarding experience for an applicant as well as more accurate figures calculated specifically for each applicant<\/p>\n<p><strong>Calculated Income \u2013<\/strong>\u00a0We provide a specific income figure from raw bank data for each applicant and validate this figure using our unique algorithms to assess an applicant\u2019s affordability capabilities<\/p>\n<p><strong>Confidence Score \u2013\u00a0<\/strong>We will review the validated checks and provide an overall confidence score of each specific applicant. Assessing vague income match flags to give you and your Landlord peace of mind.<\/p>\n<p><strong>Multiple Incomes \u2013\u00a0<\/strong>We review multiple incomes providing a clearer insight beyond basic salaries.<\/p>\n<p><strong>Benefits Income \u2013\u00a0<\/strong>We review an applicant\u2019s benefits income allowing you to decide if this meets yours or your Landlord\u2019s renting criteria.<\/p>\n<p><strong>Filter Incomes \u2013\u00a0<\/strong>\u00a0Every agency or Landlord will have different referencing criteria they assess. This tool allows you to view individual income scores to create a reference based on relevant criteria.<\/p>\n<\/div><\/section><br \/>\n<div  class='hr av-35p3kt-2cc69582fab631d9957189d33ed54371 hr-default  avia-builder-el-16  el_after_av_textblock  el_before_av_textblock '><span class='hr-inner '><span class=\"hr-inner-style\"><\/span><\/span><\/div><br \/>\n<section  class='av_textblock_section av-l8nje6du-8689a3b02ab8e397cfe5fe1378e0d1a8'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h3>Advantages\/Benefits<\/h3>\n<p><strong>Seamless onboarding experience \u2013\u00a0<\/strong>enhancing the applicant\u2019s journey using calculated income figures compared to the data the applicant enters allows you to flag up any mistakes such as net income vs gross income or forgetting overtime pay<\/p>\n<p><strong>Reduce operational costs \u2013\u00a0<\/strong>using this high-tech system allows your company to reduce employee time on the phone or emails chasing references. Offered at fair and competitive rates, you can cut costs and time allowing more focus on other areas. Time is money!<\/p>\n<p><strong>Make accurate and responsible decisions about an applicant\u2019s suitability \u2013<\/strong>\u00a0allow us to help you by providing a quick and strong assessment of an applicant\u2019s income ability, avoiding vague verifications. With a detailed income figure and a confidence score, you can be positive about each specific applicant\u2019s suitability for the property.<\/p>\n<p><strong>Verify any applicant \u2013<\/strong>\u00a0once you have reviewed the applicant\u2019s income assessment and confidence score, you can choose to take a deeper dive into an applicant\u2019s employment and renting history. You can upgrade to \u2018verified\u2019, where our tenant referencing team will use their investigating techniques to provide clear insights for further peace of mind for all parties.<\/p>\n<p><strong>Train your team and applicants to understand the benefits of Open Banking \u2013<\/strong>\u00a0which has been around for a couple of years now. All banks utilise this now on their smart apps and soon, anyone looking for finance or a mortgage will have to opt-in to Open Banking to gain approval and create full transparency.<\/p>\n<p><strong>Get deals completed faster \u2013<\/strong>\u00a0for your landlord, tenants and lettings team.<\/p>\n<p><em>*Open Banking must be fully opted in by the applicant in order for the check to be conducted.<\/em><\/p>\n<\/div><\/section><\/p><\/div>\n\n<div id='masonry-no-overlay' class='av-masonry av-22ocl9-d780541d1858a668b74a230cb9ef4d3e noHover av-flex-size av-1px-gap av-hover-overlay-active av-masonry-animation-active av-masonry-col-6 av-caption-always av-caption-style- av-masonry-entries '><div class=\"av-masonry-container isotope av-js-disabled\"><div class='av-masonry-entry isotope-item av-masonry-item-no-image all_sort landlord-tenant-referencing_sort '><\/div><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-open-banking-and-smart-references\/\"  id='av-masonry-1-item-7645' data-av-masonry-item='7645' class='av-masonry-entry isotope-item post-7645 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"open-banking-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11518 avia-img-lazy-loading-not-11518\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-300x300.png\" title=\"open-banking-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/open-banking-green-1-e1673021511847.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Landlord Open Banking and SMART references<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/student-references\/\"  id='av-masonry-1-item-7649' data-av-masonry-item='7649' class='av-masonry-entry isotope-item post-7649 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"Initial-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11520 avia-img-lazy-loading-not-11520\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-300x300.png\" title=\"Initial-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/Initial-green-2-e1673021602177.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Student References<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-complete-and-complete-plus\/\"  id='av-masonry-1-item-7656' data-av-masonry-item='7656' class='av-masonry-entry isotope-item post-7656 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"complete-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11521 avia-img-lazy-loading-not-11521\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-300x300.png\" title=\"complete-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/complete-green-e1673021765456.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Landlord Complete<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-fast-track\/\"  id='av-masonry-1-item-7658' data-av-masonry-item='7658' class='av-masonry-entry isotope-item post-7658 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"fast-track-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11523 avia-img-lazy-loading-not-11523\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-300x300.png\" title=\"fast-track-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/fast-track-green-e1673021889932.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Landlord Fast Track<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-uk-overseas-company-check\/\"  id='av-masonry-1-item-7660' data-av-masonry-item='7660' class='av-masonry-entry isotope-item post-7660 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"UK-overseas-company-check-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11525 avia-img-lazy-loading-not-11525\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-300x300.png\" title=\"UK-overseas-company-check-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/UK-overseas-company-check-green-e1673021976671.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Landlord UK and Overseas Company Check<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><a href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-right-to-rent-checks\/\"  id='av-masonry-1-item-7662' data-av-masonry-item='7662' class='av-masonry-entry isotope-item post-7662 page type-page status-publish has-post-thumbnail hentry category-landlord-tenant-referencing all_sort landlord-tenant-referencing_sort  av-masonry-item-with-image' title=\"right-to-rent-checks-green\"   itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='av-inner-masonry-sizer'><\/div><figure class='av-inner-masonry main_color'><div class=\"av-masonry-outerimage-container\"><div class='av-masonry-image-container'   ><img decoding=\"async\" width=\"300\" height=\"300\" class=\"wp-image-11526 avia-img-lazy-loading-not-11526\"  src=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-300x300.png\" title=\"right-to-rent-checks-green\" alt=\"\" srcset=\"https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-300x300.png 300w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-1030x1030.png 1030w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-80x80.png 80w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-768x768.png 768w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-36x36.png 36w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-180x180.png 180w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203-705x705.png 705w, https:\/\/dev.withcreative.co.uk\/lforl\/wp-content\/uploads\/2022\/11\/right-to-rent-checks-green-e1673022087203.png 1200w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/div><\/div><figcaption class='av-inner-masonry-content site-background'><div class='av-inner-masonry-content-pos'><div class='av-inner-masonry-content-pos-content'><div class='avia-arrow'><\/div><h3 class='av-masonry-entry-title entry-title '  itemprop=\"headline\" >Landlord Right to Rent Checks<\/h3><\/div><\/div><\/figcaption><\/figure><\/a><!--end av-masonry entry--><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":11518,"parent":7641,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"categories":[2257],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Landlord Open Banking and SMART references - Legal For Landlords<\/title>\n<meta name=\"description\" content=\"Our Open Banking technology allows us to deliver SMART references, which are fast, accurate and remarkably good value.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/dev.withcreative.co.uk\/lforl\/landlords\/landlord-tenant-referencing\/landlord-open-banking-and-smart-references\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" 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